Terms and Conditions

Terms and Conditions LAST UPDATED AUGUST 17th, 2026 Terms and Conditions — Puget Sound Retirement

Welcome to Puget Sound Retirement. By submitting your information to receive a free federal retirement benefit analysis, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully. If you do not agree to these terms, please do not submit your information.

Definitions “We,” “Us,” “Our” refers to Puget Sound Retirement. “You,” “Your” refers to the user submitting their information for the federal retirement benefit analysis. “Service” refers to the free federal retirement benefit analysis provided by Puget Sound Retirement.

Use of Personal Information - By submitting your information, you agree to the following:

Your personal information will be used to provide you with a free federal retirement benefit analysis.

Puget Sound Retirement does not sell or share your personal information with third parties for their own marketing purposes. For full detail on how your information is collected, used, and protected, please see our Privacy Policy.

By submitting your information, you consent to be contacted by Puget Sound Retirement by phone, text message, and email, including by automated or pre-recorded means, regarding the federal retirement benefit analysis and related services. Message and data rates may apply.

Consent to be contacted is not a condition of purchasing any product or service, and you may opt out of communications at any time.

Licensing Disclosure Julie Wallerich and Puget Sound Retirement are licensed insurance professionals. We are not a Registered Investment Advisor (RIA) or Certified Public Accountant (CPA).

Nothing provided through the Service constitutes tax, legal, or investment advice.

Any analysis or recommendation is educational in nature, and you should consult a qualified tax, legal, or financial professional before making decisions based on the information provided.

Nature of Estimates and Analysis

The federal retirement benefit analysis and any related reports, projections, or recommendations are provided to the best of our ability, knowledge, and the information available to us or provided by you at the time the analysis is prepared.

Figures relating to pension, Thrift Savings Plan (TSP), Social Security, and other federal benefits are estimates based on current law, current benefit formulas, and the information provided; actual benefits may differ.

Federal employee benefits, eligibility rules, and benefit formulas are established by federal law and regulation and are subject to change by Congress or other governing authorities at any time.

Puget Sound Retirement has no control over such changes and is not responsible for the impact of any such changes on the accuracy of a prior analysis or recommendation.

No Guarantee of Results

While we strive to provide accurate and valuable information, we do not guarantee the success or accuracy of the federal retirement benefit analysis or any related services.

The effectiveness of the analysis and related services depends on various factors beyond our control. Limitation of Liability We shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of our services.

Our total liability to you for any claim arising out of or in connection with our services shall not exceed the amount paid by you (if any) for the services in question.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Washington state.

Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Washington state. Changes to These Terms

We reserve the right to modify these terms and conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after any changes indicates your acceptance of the new terms. Contact Information If you have any questions or concerns about these terms and conditions, please contact us at:

Puget Sound Retirement 3330 N Narrows Dr Tacoma, WA 98407 253- 465-2622 support.pugetsoundretirement.co

By submitting your information, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.