About Puget Sound Retirement
Giving federal employees the clarity they need to retire on their own terms
Federal retirement is its own system. It deserves someone who knows it well — not someone learning it on your time.
We built this practice around one type of client — and one type only
For more than 15 years, Julie and her team have worked exclusively with federal employees navigating retirement. Federal retirement operates on its own rules, timelines, and opportunities — and that complexity deserves someone who knows the system well, not someone learning it on your time.
We collaborate with a national network of financial professionals to make sure every client gets accurate, current guidance. Our job is simple: help you make sense of what you have, what it's worth, and what's possible.
We cover every piece of your federal retirement
Five interconnected decisions that most federal employees don't fully understand until it's too late to change them.
FERS Pension
Exactly what you'll receive, when you can retire, and how to maximize your pension before you walk out the door.
TSP Strategy
Contribution rate, fund allocation, and the Roth vs. traditional decision — optimized for your retirement income picture.
Health & Life Insurance
What carries into retirement, what it will cost you, and how to protect your coverage without overpaying.
Social Security Timing
The right claiming age coordinated with your pension so you maximize lifetime income — not just the first check.
Military Buyback
If you've served, we run the math on whether buying back your time increases your pension enough to make it worthwhile.
You get the full picture — not just one piece of it
We collaborate with a national network of financial professionals to make sure every client gets accurate, current guidance on every benefit they've earned. Federal retirement is complex. We've spent 15 years learning every corner of it so you don't have to.
Get Your Free Benefit AnalysisReady to see what you've actually earned?
A personalized benefit analysis maps your pension, TSP, and Social Security together — in plain language, at no cost.
Schedule Your Free AnalysisOr call us: 253-465-2622
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